At the start of 2024, there were signs that new offerings were being put out for deal seekers but as it seems, after January, there has been a drag of three months. Nothing much now except for Dobin. Before we start, let me just say that this is an affiliated link and by doing some actions, you do help me in keeping the lights on this blog. Please do try the app out. I have been using it for the past 6 months and I must say it has one of the better apps available without annoying advertisements.
At the same time, I can track expenses and connect my banking apps. Today is the last day for the referral. You can sign up and refer your friends and family to get cash rewards too. Besides that point, the main aim is to use the friendly app for tracking personal expenses. Personally, I prefer this app over the rest since there are no pesky advertisements and they are done here locally in Singapore. Support local I guess.
And remember to connect at least one bank account or one credit car on Dobin.
What You Need to Do:
Open the Dobin App and tap on the referral widget on your home screen.
Share your exclusive referral code with your friends & family.
What Your Friends Need to Do:
Download Dobin and enter your promo code during sign-up.
Connect at least 1 bank account or credit card on Dobin.
Disclaimer
If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram
Do use my referral code please: ZUPUNWI
If you like what I am sharing or if it resonates with you, do use my referral codes here at Referral Services
2024 has been kind to us. There’s a bit of budget around most things available to the common man out there. Today is no exception with the introduction of Max Miles Ang Pow for extra miles. This is a limited-time promotion and is valid only until 24th Feb 2024 or up to 1 million max miles. So this is going to go out pretty quick.
Here are some free miles provided by max miles: Ang Pow Link
Do use my referral link if you would like to sign up: Sign Up Here!
What’s Huat with heymax?
This Lunar New Year, heymax will be gifting every Maxer up to 1,000 Max Miles to share with friends and family as ang baos!
Additionally – you get referral bonuses and new users get more Ang Baos when they sign up! Huat ah!
Not only can you give, but you can also receive up to 10 Ang Baos filled with Max Miles from fellow Maxer
Eligibility for Activity Participation
The event will run from 10 February to 24 February 202 and you will get up to 1000 max miles
Activity Summary
Is there a limit to the number of Max Miles I can earn from ang baos?
Every user can receive and open up to 10 ang baos. There is no cap on the total Max Miles earned.
How can I redeem my Max Miles earned from Huat with heymax?
Any Max Miles earned from Huat with heymax can be redeemed through the usual redemption options as follows:
You can transfer your Max Miles to our 20+ airline and hotel partners. For airline or hotel transfers, the minimum transfer amount is 1,000 Max Miles at a 1:1 ratio.
You can redeem a minimum of 1,000 Max Miles for a $10 gift card.
Will my Max Miles expire if I don’t use them during the campaign period?
Max Miles do not expire. Any Max Miles you earn will remain with you after the campaign ends and can be redeemed through the usual redemption options on heymax.
Disclaimer
If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram
Do use my referral link if you would like to sign up: Sign Up Here!
If you like what I am sharing or if it resonates with you, do use my referral codes here at Referral Services
This year, 2024, GPay has once again come back with Huat Pals, also renamed Huat Along. Get it? The event will take place from 6 Feb to 18 Feb 2024
With the social aspect of CNY back after the Covid years previously, there are some additional items that give you more opportunities to get more goodies. That said, it also means you have to make more effort to get more once again but it never fails to attract a big bunch of folks
Five new Huat Pals — Xixi Haha, Ah Bong, Macho Meow, Hop Pop and Souper Loong – will be added to welcome the Year of the Dragon. Collect a Huat Pal each time you complete any of the following actions on Google Pay.
Join the trading telegram group here: Join the new trading telegram group to trade and share your referral link: https://t.me/huatpalstrading
Step number one: You need to set up and download Google Pay for a start.
You can sign up for a new account here: g.co/payinvite/t74cf8ffrom your mobile app or use this link here at Download Google Pay you’ll earn $3 when you opt-in to Google Pay offers and rewards and make your first payment (min. $10)! Download the app and use my referral code t74cf8f to get started.
Next Step number two: You will need to understand how the mechanics work.
Now, different things tick with different folks so do what comforts you. Do take this article with a pinch of salt and a guide. If up to $88 worth of cash is not worth your effort then do proceed to do what comforts you and gets you more for your time. It should not make you anxious and keep your mind calm.
Once you have collected all 5 Pals you will win one of the following (It is random so please don’t over-react if you don’t get any):
Scratch card worth up to S$88.88; or
Google Pixel devices – Pixel P8 Pro worth $1,549
Google Pixel devices – Pixel P8 worth $1,099
Google Pixel devices – Pixel Buds Pro worth $299
Google Pixel devices – Pixel Buds A-Series worth $149
As usual, gamification will attract throngs of people and only one rare item.
Once again, this game aims to have as much activity as possible. It isn’t a game of fastest fingers first so you kind of need to strategize and spend money in general.
Step number 3: Available and activity required to get goodies (This year there are more options) but also slightly more difficult to get it.
These are the same as what is in your app in the same order so GPay has nicely done it in a way that you can work on the tasks as if it is a list of times to fulfil daily.
A. PAYNOW to merchants (You can do it 1 time daily)
You need to spend a minimum of $5 to make this eligible. A small tip, any payment, or PayNow to business would work. In previous years, the reset timing was 10am. Not sure if that would be the same this time around. From what I understand, topping up to CPF, the shopee account works thus far.
If you do not have a YouTrip account. You can sign up here: via my referral link
You can get $5 when you top up your YouTrip card.
B. Make a FavePay transaction (You can do it 1 time daily)
In all honesty, this is pretty tough and you need to spend a minimum of $5 as well.
C. UBuy movie tickets on Google Pay(You can do it 1 time daily)
I’m not tot sure about you. I’ve have not been to the cinema in years.
D. Send money to a friend (You can do it 1 time daily)
Yup. As simple as it gets. You send money to a friend for $10 and the recipient must be a Google Pay user as well) I believe this is a new rule now.
E. Gift a goody to your friend (You can do it 5 times daily)
Finally, the last daily activity is to give your extra goodies to another friend (Aka trade) Those who know where to trade will know. It takes a bit of effort but yeah just enjoy the process. Join the new trading telegram group to trade and share your referral link: https://t.me/huatpalstrading
Step number 4: Additional game or photo taking or Huat Quiz daily
So random quizzes or daily requests such as taking photos of items will get you additional goodies and these come in random. These are known as Huat Scanner and Huat Quizzes. (It is a QR scanner and answering quizzes) My thoughts are similar to how Google search functions. The more you engage in the activity, the more these requests will pop up. Though random, there is some AI to it (i.e. robots related) We will not know but like any other games you played before, the more active you are, the more likely you are going to level up and do better. One additional aspect is a candy crush-style game in which one needs to score 450 or higher.
Whether it gets difficult, I’m not sure but let’s just have fun.
Side note, thank you google for the media announcement but perhaps you can send it to me earlier than the next event because my day starts, I have a day job and creating all these takes time and effort. You are always welcome to reach out to me to have a chat via my email. I’m happy to explore. Cheers anyway for providing media items so that I do not have to source for those on my own.
Conclusion
I can’t tell anyone this is worth your time to do all these because we have different values in terms of time and what it gives back to you. However, during the promotion period, there will be changes as Google work on bugs and several things to make sure that they can be as fair as possible to everyone. May luck be with you. Remember two things: The more you want something, the less it will come to you. (Because of the state of the mind) & This should not shun you away from doing the proper and real things in life that matters to you. (Be real, be yourself)
If you like what I am sharing or if it resonates with you, do use my referral codes for other services at Referral and Recommendations
These pictures were taken off the Google Media Kit for reference.
To Huat A Long Year and a better 2024 ahead. Cheers.
Chinese New Year is around the corner and there seem to be multiple promotions during the festive period. I hope everyone has a great new year and I do have something that I would like to share with you. These deals are kind of hard to come by and they depend on festive, promotions and company budgets. While some people might have stability in their lives, some don’t, and let’s make that simple and happy this 2024. I have another CNY Ang Pow Promotion that I would like to offer to anyone interested.
This article is brought to you via the Life Journey Blog Affiliate Partnership with Moomoo.
This special promotion is brought to you via the Moomoo Futu Trading app. If you use a normal referral code that gives you $660 in the welcome package. By using my unique link here Sign Up link, you get an additional $20 cash voucher by funding just S$100 on top of the welcome package that I have put below. The threshold is really low here.
Moo Moo is licensed by MAS
The process is as follows:
For clarity:
a. Click on the signup link here to Open Account. Sign up and submit your details
b. Using any of the 4 deposit methods
Deposit via Direct Debit – DDA
Bank Transfer (Add MooMoo as the payee)
PayNow
Transfer via Wise (Another payment App)
c. Transfer or Fund SGD 100 and wait for your rewards. That’s a 20% Return on Investment (ROI) that is risk-free.
d. (Something special) – The first 10 who have completed the signup and funding. Put in your details here: Contact List so that I can give you a little Ang Pow of S$5 for your efforts once I have verified the sign-up is complete. My only request is that you join my telegram group at Life Journey Telegram.
Those who already have the Moomoo accounts would have been long-time deal hunters so this is specially done for all of you who don’t have a lot of funds to play around to get some cash using limited resources.
Campaign Period
The campaign will commence from 2/11/2023 at 10:00PM SGT – 23/1/2024 at 9:59PM SGT** (“Campaign Period”).
Eligibility for Activity Participation
New users who have never opened a Moomoo SG universal account and/or deposited funds before 10:00PM SGT on 2/11/2023.
Activity Summary
When new users complete tasks, they can get corresponding rewards, such as free stock/ cash coupons and free real-time quotes.
(vi) 1 Year commission-free for SG market (includes only stocks, ETFs and REITs)
(vii) Moomoo Cash Plus 5.8% p.a. Guaranteed Returns worth up to S$380 (Applicable to the first S$80K subscription, valid for 30 days only)
Deposit a cumulative amount of at least S$3,000 before 23/1/2024 at 9:59 PM, complete 3 cumulative buy trades and redeem rewards before 9:59PM SGT on 30/1/2024. Maintain assets for 30 days.
Reward 2
(i) Receive 1 x Stock Bundle#: AAPL, NVDA TSLA, SE, NIO (worth S$70)
Deposit a cumulative amount of at least S$10,000 before 23/1/2024 at 9:59 PM, complete 8 cumulative buy trades and complete buy trades and redeem rewards before 9:59PM SGT on 30/1/2024. Maintain assets for 90 days.
Reward 3
(i) Receive 3 x Stock Bundle#: AAPL, NVDA TSLA, SE, NIO (worth S$210)
Who is Moomoo?
Backed by Chinese tech giant Tencent, Moomoo makes trading accessible with a gamified, easy-to-use interface.
Disclaimer
If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram
By using my unique link here Sign Up link, you get an additional $20 cash voucher. The first 10 in my google forms get additional Ang Pow after verification.
If you like what I am sharing or if it resonates with you, do use my referral codes here at Referral Services
After all that hype and pretty good promotion AngPow vouchers for Lendlease Malls. I must say Capitastar pales in comparison. This is another easty$5 voucher from the CapitaLand app to get. It is little wonder that they are not even too concerned with the fact that their properties are located in areas that are pretty prime and have relatively decent or good location value.
If you have not heard about the Lendlease promotion shopping app. Read my article here: Lendlease $20 free money. Hopefully you will still be in time for the promotion which is limited to 5000 sign ups.
Another easy $5 voucher from Capitaland and additional $5 on spending
Well, better than nothing. The initial quote is to go to the app click on profile on the top left, followed by Rewards for the code “LNY10OFF’
1. The initial $5 e-Capitastar voucher is only valid for 10 days and for the 1st 5,000 redemptions
Note that only 1 redemption per Eligible Shopper during the promotion period
2. The next 5 comes when you spend $100 at participating Capitamalls and for the 1st 500 redemptions per participating mall
Note that 1 redemption per Eligible Shopper, per mall, per day of the Promotion Period
Not fantastic but yeah, save while you can. If you do not have a Capitastar Shopping App, then you probably need to get one first in order to get those deals.
There’s no refer programme at the moment so probably get the one from the official app for a $5 sign up bonus by Capitastar themselves.
Capitastar Promotion T&Cs
The CapitaStar Rewards Programme
CapitaStar is a card-less Rewards Programme with no membership fee or expiry. They reward you with STAR$® (on top of all other rewards on your everyday spend) when you make purchases at participating retailers across CapitaLand Malls. STAR$® are awarded automatically when receipts uploaded via the CapitaStar App are approved.
The STAR$® accumulated in this programme can be used to exchange for eCapitaVoucher and/or exclusive Deals on the CapitaStar Mobile App.
Note: All purchases (including purchases with eCapitaVoucher as payment mode) made in ION Orchard are not eligible to earn STAR$®
How does CapitaStar work
1) SHOP or SPEND Shop at any participating CapitaLand Malls (with min $20 spend per receipt) or at Jewel Changi Airport (with min $10 spend per receipt) and retain your receipts to earn STAR$®.
2) EARN Simply snap your receipt with min S$20 spend and upload via the CapitaStar Mobile App ($1 spent = 5 STAR$®). Receipts of purchase(s) must be submitted no later than the next day of purchase (11.59pm) to be eligible for STAR$®.
3) REDEEM Redeem eCapitaVouchers via the CapitaStar Mobile App (5000 STAR$ or 4500 STAR$ for Passion Card Members = $5 eCapitaVoucher). You can also redeem exclusive shopping and dining rewards on the CapitaStar Mobile App to enjoy greater savings!
Disclaimer
If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram
If you have not heard about the Lendlease promotion shopping app. Read my article here: Lendlease $20 free money
This one comes a little at time but at limited supply.
Happy redeeming for new lendlease app owners.
You can spend at Parkway, Somerset 313, Paya Lebar Square and JEM malls for now.
Example of how it looks like
Lendlease Promotion Refer for each to get $20 in e-Vouchers
First time I am seeing a referral $20 for $20 for both referral and referee.
If you restart the app, you need to rekey in the code to get the vouchers. Otherwise nothing will be allocated.
The app is a bit glitchy so be warned for now.
Only 5000 new lendlease sign ups get S$20 SIGN UP gift. Grab it early.
Once you download the app, you can only choose referral code or promocode. For this sign up promotion, the $20 for $20 is the most efficient one for now.
If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram
After Tiger Brokers and Moomoo (by Futu), here comes another player in the market named uSMART SG. Who are they? Founded in December 2018, uSMART Group, has headquarters in Singapore, Hong Kong, China and New Zealand. They have a global workforce of 400, with more than half in the product and development teams.
Who They Are
uSMART SG is mainly backed by Hong Kong company – Chow Tai Fook Group. Their main business would be in the jewellery line. This is probably a diversification from their original business. The other investors are also well known: BNP Paribas, UBS, Ping An, Yahoo, Tencent and Alibaba. (which is strange for Tencent since they are also backers of another brokerage firm)
Their mission is to
provide leading smart investment services to global investors, and to maximize investors’ value through monetary, knowledge and positive emotions. (as per on their website)
Fees
I shall not talk alot about fees. There are many different types of structures and market that you can find if you trade.
Promotions & Rewards
Okay, enough of all the blabbering. Once it is on the public domain, the key questions is what are the perks available now? I think that they are still new entrants to this and not many people know about them so the initial perk have been relatively decent.
Once you sign up, the first freebie is a SGD 15 cash voucher will be deposited in the Rewards Center upon account opening (Standard account). To redeem this cash voucher, complete at least three stocks BUY or SELL trades above S$100 within 90 days
The next promotion is either three shares of BITO, which is the ticker for ProShares Bitcoin Strategy ETF. If cryptocurrency gains traction with the rest of the community and becomes even more mainstream. This ETF would then have the potential for significant capital returns. (NOTE: For this welcome reward voucher, is unlocked by making a first deposit in a SINGLE transfer amounting to at least S$2,000 or its equivalent value. If user picks the BITO share voucher, you will need to maintain SGD2,000 AUM for 30 consecutive days in order to redeem the 3 BITO shares. You can choose the Investment Master Course which is ranked by uSMART as the higher value.
Last point to note: You will need to head to Rewards Center to redeem these rewards or they will expire and you will get nothing from it.
The return on the SGD 2k investment will be around 5%, almost risk free. Take note of the daily average which has to be SGD 2000 and above for the next 30 days. (If you are using them to trade often)
Thank you in advance for funding the activity of this blog and deals. It is just a little affiliate marketing/referral fees that I take. This pays for all the marketing activity, IT related fees and any other miscellaneous payments. Thanks again for keeping the lights running here.
Disclaimer
If you like what I am sharing or if it resonates with you, do use my referral codes for other services at Referral and Recommendations
The pictures were taken from the uSMART SG website for this article.
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