Keyboarding Warriors

I would like to keep things positive on this blog channel. I have no sponsorships of any kind nor do I have any paid users. I keep this blog clean and with the objective of journalling and hopefully or eventually being able to monetise. Any referral or affiliate links are how I keep the lights on this blog going. My time, effort, domain, email, research and other miscellaneous costs are worth something. My rate card per hour is not cheap and when I say not cheap I mean it, it is not cheap.

Whatever I recommend or suggest, I don’t put a gun to anyone’s head to use it. One, like any investment decision – Do your own diligence. It gets under my skin when someone starts to blabber nonsense or type in comments online without using their brains. When I get angry or upset, no one messes with me and trust me – No one does. In my roles, I don’t give two hoots if your corporate rank or life acquires you a “managing director” or “CEO”, as long as you talk shit or do funny things, I shoot my missiles in that way. The toilet cleaner and the CEO are the same = Both Humans. Sometimes the toilet cleaner would make a better people person than the highly-paid CEO.

This is a free world. We are free to choose, free to select. Don’t undermine others of their selection and choices. If you have comments that don’t help, do the favour and keep it to yourself. Unless there is a solution, don’t just rattle. I’m so sick and tired of overconfident people who don’t even hear themselves and what they say. The worse part is, they still think that they are the best or better than the rest. It is a very dangerous mindset.

I’ve said what I said. I’ll end it here and move on positively. I’m just sad for those who don’t realise it but again, I don’t mince my words. Good luck.

Disclaimer

If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram

Thank you in advance. It would help in every little way now that I’m in between work.

If you like what I am sharing or if it resonates with you, do use my referral codes here at Referral Services

Today’s Deal of the day – Dobin App

At the start of 2024, there were signs that new offerings were being put out for deal seekers but as it seems, after January, there has been a drag of three months. Nothing much now except for Dobin. Before we start, let me just say that this is an affiliated link and by doing some actions, you do help me in keeping the lights on this blog. Please do try the app out. I have been using it for the past 6 months and I must say it has one of the better apps available without annoying advertisements.

At the same time, I can track expenses and connect my banking apps. Today is the last day for the referral. You can sign up and refer your friends and family to get cash rewards too. Besides that point, the main aim is to use the friendly app for tracking personal expenses. Personally, I prefer this app over the rest since there are no pesky advertisements and they are done here locally in Singapore. Support local I guess.

Here is the download link: Dobin Download

Do use my referral code please: ZUPUNWI

And remember to connect at least one bank account or one credit car on Dobin.

What You Need to Do:

  • Open the Dobin App and tap on the referral widget on your home screen.
  • Share your exclusive referral code with your friends & family.
What Your Friends Need to Do:

  • Download Dobin and enter your promo code during sign-up.
  • Connect at least 1 bank account or credit card on Dobin.

Disclaimer

If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram

Do use my referral code please: ZUPUNWI

If you like what I am sharing or if it resonates with you, do use my referral codes here at Referral Services

Consolidation

Consolidation is quite the generic word to use when we consider downsizing, restructuring and/or a natural progression some would say. Similar to any business or investing cycle, there are peaks and troughs across any period. Opportunities and investment ideas are fewer now. Low-hanging fruits are being snapped up quicker than ever before. Deals and good stuff will go out much faster in a phase where people are coming to the realisation that free money is going to be harder to come by.

This is apparent from the closure of the grab pay card (since GXS is there and it can do much better than what it originally can), credit card deals have more excluded components, nerfed perks and an increase in legal T&Cs on rewards. New payment cards have harder requirements to earn referral fees, and investment platforms have started to consolidate. With the way things are, it does look and feel like many are taking a cautious approach. People, families corporations and those with job would hold to ride through this mini storm which I call a transition or consolidation.

This also comes to fact from an unprecedented Covid travel closure which sparks an acceleration in a few sectors. Though many did not expect things to turn out that rough, they still did and made some industries redundant. In return, multiple new entrepreneurship sectors evolved, giving rise to other types of demand.

With that in mind, things will likely slow down in the next 3-6 months with the possibility of an extended period. Certainly, it would not be easy for those finding a good deal. It is however important to stay upbeat and be resilient. Things can only get better.

With that, Just to keep light on this small deal blog, check out the referral shop.

Disclaimer

If you like what you are seeing, do remember to check them out and do your diligence. There is no one-size-fits-all investment strategy and no one solution to life. Join my telegram group to find out more about deals and join the community to connect for ideas: Life Journey Telegram

Thank you in advance. It would help in every little way now that I’m in between work.

If you like what I am sharing or if it resonates with you, do use my referral codes here at Referral Services

What is next?

So, I took a couple of months to kind of get through retrenchment news. It was sad to be in the situation and given vintage, age, rank, and salary. The next mission or job hunt is going to be much more difficult to achieve. Even after going through these two months of the “sad” phase, the actual fact was that I knew it was bound to happen four month prior and with 6 months worth of time to job hunt. The market was extremely soft. It is such a life struggle sometimes. Jobs, new decisions, some people can choose to retire from 28, 40, 45, 55, 65. It was never really the case for me. As much as I wanted to, I didn’t want to retire at all. Don’t get me wrong, I can take on less but retirement was never really an option for me because I can’t sit around and do nothing all day long.

Don’t get me wrong, being out of job is always an emotional roller coaster. Although once you got used to it, you know where that will take and it will take a while before you look towards the next thing.

I can’t say that it wasn’t tough. I kind of knew that it was coming but I guess I have become more expensive, much easier to replace and retired from employers perspective. One other thing I got to know was that there are some hirers who prefers to hire employees who are still employed. From what I see 7 in 10 employees that were let go of were not non-performing ones. Instead, some of those who were spared were kind of the ones dragging the company down. During my job search process recently, I also realised that there are hirers who only want to hire those who are out of job and take advantage of those who are. Simple Marvellous. You know who you are. Total of no respect for those who choose budget over people.

I’m not one who curses but just be careful what you do because everyone watches what you do and how you do it. May lady luck be blessing you always.

Enough said. Time to move on.